Simple Issue Term Life Insurance

Simple Issue Term Life Insurance - security made simple...affordable

Life insurance doesn’t have to be complicated. Providing protection for your family should relieve stress, not create it.

That’s why we offer a Simple Issue Term life insurance policy to provide easy access to the affordable protection you need without the hassle you don’t. If you’re looking to maximize your coverage and minimize your cost, this is the solution for you.

Key Features*

  • Easy application process
  • No medical exam - approval depends on answers to a few health questions and results from database sources
  • Fast approval, generally within 48 hours
  • Affordable premiums, guaranteed to remain level for the initial 10 years
  • Death Benefit generally passes on to the beneficiary income tax free
  • Coverage up to $350,000
  • Multiple payment options
  • Renewable and convertible to age 75


*Coverage amounts are subject to underwriting requirements and reinsurance availability.  This is a summary only. The policies contain  limitations and exclusions, and terms and conditions for keeping them in force. Contact an agent or review the policy for full details. Premiums paid more often than annually (once a year) cost more than paying them once a year.  

Product issued by SBLI USA Life Insurance Company, Inc. (New York, NY), a member of Prosperity Life Group. Currently available only in New York (Form # SITSPENY13).  All guarantees are subject to the financial strength and claims-paying ability of the issuing company. 

Simple Issue Term Life Insurance | Prosperity


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