Income Continuation Term Life Insurance

Income Continuation - Term Life that Pays

What would happen to your family if you were suddenly not around to provide for their needs? The Income Continuation Term policy allows you to choose a monthly amount to be paid to your loved ones in the event of your death.  Depending on the plan you choose, this monthly payment stream can be paid for a specified time period or until you would have reached 70 years old. This policy will help your family continue to live the lifestyle that you’ve worked so hard to provide for them. 

Key Features*

  • Provides peace of mind as to your loved one’s financial stability in the event of your early death.

  • Allows your beneficiary to receive a monthly “paycheck” based on the coverage amount or monthly benefit amount chosen. You select whether payments continue for 2, 3 or 5 years or until you would have reached age 70.

  • Optional inflation protection feature grows the monthly payment amount each year.

  • Optional additional lump sum benefit rider to cover final expenses or other bills.

  • Multiple payment options to fit your needs.



*Premiums remain level for the first ten policy years and may increase thereafter as determined by the plan selected. Optional inflation protection feature and additional lump sum benefit rider are available for additional cost. Policy terminates when the insured reaches age 70. Premiums paid more often than annually (once per year) will cost more than paying them once a year. A portion of the monthly payment amount may be taxable. Please contact your legal or tax advisor for possible tax consequences.

This is a summary only.  The policies contain limitations and exclusions, and terms and conditions for keeping them in force.  Contact an agent or review the policy for full details.  

Product issued in New York by SBLI USA Life Insurance Company, Inc. (New York, NY) (Policy Form #’s ICTPSENY15, IC2PSENY15, IC3PSENY15, IC4PSENY15) and in other states by S.USA Life Insurance Company, Inc. (Newark, NJ) (Policy Form # ICC16ICTPUECS16 and state specific versions), members of Prosperity Life Group.  Not available in all states; features may vary by state. Within the state of New York, only SBLI USA Life Insurance Company, Inc. is licensed and its products issued.  All guarantees are subject to the financial strength and claims-paying ability of the issuing company. 

Income Continuation Term Life Insurance | Prosperity


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