Final Expense Whole Life Insurance

Peace of mind for your loved ones


Whole life insurance, also known as permanent life insurance, does just what the name implies – it provides protection for life.  Whole life insurance also provides guaranteed level premiums, death benefits, and cash value. You remain covered as long as the premiums are paid when due.

Key Features*

  • Provides permanent protection
  • Premiums are level for your lifetime
  • Builds tax-deferred cash value
  • Easy application process with no medical exam – answers to the application questions help us determine your eligibility
  • Eligible customers qualify for the LEVEL, GRADED, or MODIFIED Plan depending on health history              
*Loans against the policy will reduce the cash value and death benefit by the sum owed and may cause the policy to lapse.  Acceptance is based on answers to health questions and other information you provide or give us permission to obtain. Other product options may be available if ineligible for simplified issue products.  For the Graded or Modified Plans, there is a reduced death benefit for the first two policy years for non-accidental death.


This is a summary only.  Policies have limitations and exclusions, and terms and conditions for keeping them in force. Consult an agent or review the policy for full details.


Product issued in New York by SBLI USA Life Insurance Company, Inc. (New York, NY) (Golden Promise®, Policy Form #'s FELPSENY15, FEGPSENY15 and FEMPSENY15) and in other states by S.USA Life Insurance Company, Inc. (Newark, NJ) (New Vista℠, Policy Form #’s ICC16FELPUECS16, ICC16FEGPUECS16, ICC16FEMPUECS16 and state specific versions), members of Prosperity Life Group.  Not available in all states; features may vary by state. Within the state of New York, only SBLI USA Life Insurance Company, Inc. is licensed and its products issued. All guarantees are subject to the financial strength and claims-paying ability of the issuing company.  


Final Expense Whole Life Insurance | Prosperity


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